Insurance State Guides 2026

Browse insurance guides for all 50 states. Find average rates, coverage requirements, and state laws.

Click your state to view the complete 2026 insurance guide, including average premiums, minimum coverage laws, and flood risk assessment.

AL
Alabama
Home: $1,850/yr
AK
Alaska
Home: $2,100/yr
AZ
Arizona
Home: $1,450/yr
AR
Arkansas
Home: $1,950/yr
CA
California
Home: $1,250/yr
CO
Colorado
Home: $2,200/yr
CT
Connecticut
Home: $1,650/yr
DE
Delaware
Home: $1,550/yr
FL
Florida
Home: $4,200/yr
GA
Georgia
Home: $1,750/yr
HI
Hawaii
Home: $1,350/yr
ID
Idaho
Home: $1,150/yr
IL
Illinois
Home: $1,650/yr
IN
Indiana
Home: $1,450/yr
IA
Iowa
Home: $1,550/yr
KS
Kansas
Home: $1,950/yr
KY
Kentucky
Home: $1,850/yr
LA
Louisiana
Home: $3,900/yr
ME
Maine
Home: $1,250/yr
MD
Maryland
Home: $1,450/yr
MA
Massachusetts
Home: $1,650/yr
MI
Michigan
Home: $1,450/yr
MN
Minnesota
Home: $1,750/yr
MS
Mississippi
Home: $3,200/yr
MO
Missouri
Home: $1,950/yr
MT
Montana
Home: $1,950/yr
NE
Nebraska
Home: $1,950/yr
NV
Nevada
Home: $1,150/yr
NH
New Hampshire
Home: $1,350/yr
NJ
New Jersey
Home: $1,450/yr
NM
New Mexico
Home: $1,550/yr
NY
New York
Home: $1,550/yr
NC
North Carolina
Home: $1,550/yr
ND
North Dakota
Home: $1,950/yr
OH
Ohio
Home: $1,350/yr
OK
Oklahoma
Home: $2,950/yr
OR
Oregon
Home: $1,150/yr
PA
Pennsylvania
Home: $1,350/yr
RI
Rhode Island
Home: $1,650/yr
SC
South Carolina
Home: $1,950/yr
SD
South Dakota
Home: $1,950/yr
TN
Tennessee
Home: $1,750/yr
TX
Texas
Home: $2,950/yr
UT
Utah
Home: $1,050/yr
VT
Vermont
Home: $1,250/yr
VA
Virginia
Home: $1,350/yr
WA
Washington
Home: $1,250/yr
WV
West Virginia
Home: $1,350/yr
WI
Wisconsin
Home: $1,350/yr
WY
Wyoming
Home: $1,950/yr